No Income Verification Loan in Sarasota, FL

You may think that it's impossible for you to purchase a home if you can't show any income, but we're here to tell you that isn't true. Proud to serve Sarasota, FL, Windom Mortgage Services offers a no income verification loan so that you can still have the opportunity to purchase a home for yourself.

What is a No Income Verification Loan?

Although also sometimes known as a no-income loan, this type of loan is not limited to those who have zero income. The main point of a no income verification loan is that we, as your lenders, do not require you to show proof of income via the normal documents - so no need for pay stubs or W-2s.

We offer four different kinds of no-income loans based on your ability to show income and your proof of assets.  With these options, we recognize that there is no one-size-fits-all solution to no-income loans, so even if you aren't sure if you qualify for a no income verification loan, we are happy to browse your options with you and determine the best loan fit for your situation.

Who Should Get a No Income Verification Loan?

This option is ideal for those who cannot present pay stubs or W-2 forms. This does not mean that you must be unemployed to qualify for this type of loan, it only means that you cannot show your income through conventional means. Situations that call for no income verification loans include:

  • Self-employment
  • Small business ownership
  • Freelancing and contracting
  • Commission-based salary
  • Tip-dependent salary
  • Retirement
  • Foreign employment

Of course, this is not a comprehensive list of who may qualify for a no income verification loan. Our brokers will be happy to help you determine if you qualify.

Whether you are confident that you qualify for a no-income loan or you are unsure, speak to the professionals at Windom Mortgage Services by calling us at 941-364-2282.